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Tips for Insurance Institute of India Exams

Dear Students,


As you prepare for the Insurance Institute of India Exams,  we wish to update you on some of the details we have received about the exams. 

1) III is now giving 5 options and not 4 for each question 

2) The questions are longer and therefore take time to read 

3) The options will be confusing at times. And therefore made to look tough 

Now that some of you are reviewing and practicing through InsuranceGurukul Mock Test series, we wanted to give you some tips that might be helpful. 

Do not get confused. 

More number of options and more lengthy questions are created to confuse you. Focus on the concept in the question. No matter how long or tough a question is, once you can isolate and remember the concept, answer is easy to spot. Read the question before you look at the answer. Come up with the answer in your head before looking at the possible answers, this way the choices given on the test won't throw you off or trick you.

Do not try to solve everything in one go.

In an MCQ test there is no use reading the whole question paper. It will only waste your time. Start immediately after you are allowed to start at your computer, if it is an online test.  The important thing is not to waste time over questions which seem to be difficult. Each question paper has a mix of easy, somewhat difficult and difficult questions. So it is better to attempt all the easy questions first. You may come back after hovering over the question paper once and then solve the difficult questions. The long questions which may consume a good chunk of time in reading may be avoided in the first go.

Use method of elimination

Use this when you are not sure about the answer. Reduce the number of choices by eliminating the ones which seem to be entirely wrong. Among the remaining choices, the one with maximum probability may be chosen. An option may be wrong in itself and can thus be ignored. It means that irrespective of the question, the information

contained in the option may be wrong and so the option may be eliminated.

Spotting 'All of Above' and 'None of Above' answers 

In "All of the above" and "None of the above" choices, if you are certain one of the statements is true don't choose "None of the above" or one of the statements are false don't choose "All of the above". 
In a question with an "All of the above" choice, if you see that at least two correct statements, then "All of the above" is probably the answer.

Prepare well with InsuranceGurukul SmartPractice Tests 

Please remember that our tests are best used when you focus on the concept while answering the questions. Do not assume that the questions will be exact same language or same options. Always learn the concept. That will help you pass. We have covered all important concepts and you can learn the maximum in least time. 

Take breaks if possible.

Finding time to take a break in an objective type question paper is not easy. But it is advisable to take a very small rest, say after every half an hour, by closing your eyes, relaxing the muscles and breathing deeply. The rest period increases your efficiency.

We hope that you all do really well in the exams. One last tip, as there is no negative marketing, always take an educated guess and select an answer. Never leave a question unanswered. 


Team InsuranceGurukul
WhatpsApp Us at: 9972194349